Therapy Investment
Payment Options
Finding the right therapist isn’t just a checkbox—it is the single most important factor in your healing. Research consistently shows that the relationship and "match" between you and your therapist is what actually drives real, lasting results.
At Empowering Change, our fees reflect deeply specialized training, years of clinical experience, and a commitment to matching you with a clinician who truly understands your world. We are an investment in your well-being, your relationships, and your future.
Our Out-of-Pocket Rates
Investing in private pay offers total clinical freedom. Your care remains completely confidential, completely tailored to you, and entirely free from insurance-mandated diagnoses or session limits.
Associate & Pre-Licensed Clinicians | $125 per session
> Highly trained, closely supervised, and bringing fresh, cutting-edge evidence-based practices to your care.
Fully Licensed Therapists | $150 per session
> Autonomous experts with proven track records in specialized therapeutic modalities.
Senior Clinicians (10+ Years Experience) | $175 – $200 per session
> Veteran specialists with deep expertise in complex trauma, family dynamics, and nuanced clinical care.
Owner & Clinical Director | $175 – $200 per session
> Master-level oversight, specialized consultation, and executive clinical direction.
Maximizing Your Insurance Benefits
We want high-quality therapy to be as accessible as possible. We are proudly in-network with a wide range of major commercial plans:
UnitedHealthcare
Cigna
Capital Blue Cross
Highmark
IBX (Keystone / Blue Cross Blue Shield)
Oscar
Geisinger
Allied Trades Assistance Program
Please note: Insurance acceptance depends on therapist. We are not in-network with Medicare or Medicaid plans at this time.
Out of Network? We Handle the Heavy Lifting.
If your insurance provider isn't on our list, you don't have to navigate the bureaucracy alone. We partner with Mentaya, a seamless service that automatically uses your out-of-network benefits. Instead of dealing with confusing paperwork, Mentaya checks your benefits instantly and handles the submission process to help you get reimbursed directly by your insurance provider if eligible. We can also provide standard monthly superbills upon request.
Get matched with the right therapist.
Tell us a bit about what you are going through, your availability, if you prefer to use insurance, etc. and we will match you with an experienced therapist who is the right fit for you!
Come Take a Tour!
FAQs
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Therapy is an investment—in your mental health, your relationships, and your future self. It does take both time and resources, but here’s the truth: waiting to get the right support often costs more in the long run.
We want starting therapy to feel doable, not stressful. Here’s how we make it easier:
We accept credit, debit, and HSA/FSA cards.
We can guide you through getting out-of-network reimbursement from your insurance (so you can get some of your money back).
We accept certain insurance plans and offer a limited number of sliding-scale spots.
Think of it this way: your well-being is worth far more than the price of a session. We’ll help you find the most manageable way to make it happen—because money shouldn’t be the reason you don’t get support.
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Absolutely! We offer a free 15 minute consultation to ensure we’ve matched clients with the right therapist.
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If you’re asking the question, there’s probably something worth exploring. Therapy isn’t just for “crises” or “broken” people (spoiler: there’s no such thing). It’s for anyone who wants more clarity, better coping skills, and a deeper sense of connection—with yourself and others. You don’t have to wait until you’re at rock bottom to start climbing.
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We won’t make you lie down on a couch and spill your deepest secrets (unless you want to). The first session is really about getting to know you—what’s going on, what’s important to you, and what you’re hoping to change or understand. We’ll ask questions, listen closely, and start shaping a plan that feels right for you. Think curious conversation.
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We’d love to give you a clear number, but the truth is—it’s a little like asking, “How long will it take to learn something new that really matters to me?” It depends on your goals, your pace, and what’s happening in your life outside of sessions.
Some people come for a few months to work through a specific challenge. Others find that ongoing therapy helps them stay grounded, supported, and growing.
We’ll check in on your goals along the way to make sure you’re getting what you need and that the work we’re doing is moving you toward where you want to be.
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Yes! We see clients across the lifespan. Kids who need help expressing big feelings. Teens who feel misunderstood (and parents trying to understand them). Adults trying to break old patterns or navigate life changes. Relationships that feel stuck or disconnected. If it’s part of the human experience, we’ve probably worked with it.
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The relationship you have with your therapist is one of the biggest predictors of success in therapy. If it’s not feeling like a good fit, we want you to say so—no awkward ghosting required. We can help you find another therapist, either within our team or outside of it. The goal is for you to feel truly supported.